Schwab offers plans for businesses of any size. Use the information here to begin narrowing your options, or simply give us a call for help choosing the right plan for your business, whether your company employs one or many. Who it’s for: Owner-only businesses with no employees Key features: All the benefits of a traditional 401(k) High contribution limits Easy to…
The nation’s economic woes have made it tougher for small businesses to get loans and grants. The SBA’s (PDF) loan volume is edging up for fiscal 2013 over 2012, but it’s still down from 2011’s numbers. No statistical data is available for grants, but government budgets have been tight the past few years and many grant dollars are given by local and state governments…
Click here for a partial list of required documents ▾ Then ask your local SBA district office for the names of a few approved lenders. The agency also recently set up the SBA LINC tool to match potential borrowers with lenders. Banks follow SBA guidelines but use their own underwriting criteria to evaluate loan applications. What is SBA Express? The SBA has an additional…
We have to level the playing field for America’s small businesses. When my dad ran his small printing business—he printed drapery fabrics in Chicago—it put food on the table; it gave us a good, solid, middle-class home and lifestyle. And I don’t think it’s old-fashioned to say that’s what I want for every family that wants to work for that here in our country today…
Small businesses- with limited marketing budgets- are competing with national brands when it comes to advertising. Due to the online nature of commerce in this era, local businesses have no other option but to compete with corporations that have marketing budgets much larger than merely a couple of years of revenue. The online attribute required of companies demands…
An SBA guaranteed loan can help your business succeed. Yagi Studio/Photodisc/Getty Images Any entrepreneur might need government assistance in starting a business, as there are several aspects of a business to investigate to get off on the right foot. Local, state and federal agencies established compliance requirements and legal issues. Additionally an entrepreneur…
